Independent actuarial insight for strategic decisions in healthcare.

Persichetti & Associates, LLC provides senior-level actuarial judgment for organizations navigating complex financial, analytic, and strategic questions across the healthcare system. Independent, clear, and unconflicted.

About Persichetti & Associates, LLC

Persichetti & Associates is an independent actuarial advisory practice focused on helping organizations across the healthcare system make clear, well-supported strategic decisions. Led by Thomas Persichetti, the firm provides senior-level judgment, economic insight, and independent analysis to clients seeking clarity in complex or high-stakes environments.

With more than 25 years of experience spanning employers, providers, health plans, advisory firms, and healthcare startups, I work closely with leaders who want to understand the financial and strategic implications of their choices. My role is to translate data, economics, and regulatory context into decisions and trade-offs that executives, boards, and fiduciaries can defend with confidence.

How I work

I intentionally maintain a small, focused client list. That means:

  • You work directly with a senior actuarial partner, not a leveraged team.
  • Every engagement is independent and unconflicted—no networks, products, or vendor incentives.
  • Analyses are transparent, grounded in economics, and tailored to your environment.
  • Outputs are built for decision-makers: clear options, clear implications, and defensible rationale.

Core Services

Persichetti & Associates provides senior-level actuarial insight for organizations making important strategic, financial, and analytical decisions in healthcare. Engagements are tailored and unconflicted.

Strategic Actuarial Advisory

  • Support for strategic planning and major initiative evaluation.
  • Economics of care delivery and pricing structures.
  • Provider-sponsored plan strategy and integration questions.
  • Advisory for health services startups and new entrants.

Independent Financial & Analytical Insight

  • Cost modeling, forecasting, and scenario testing.
  • Network and provider pricing evaluation.
  • Site-of-care and utilization dynamics.
  • Actuarial due diligence and independent reviews.

Clear, Defensible Decision Support

  • Documentation for boards, committees, and fiduciary bodies.
  • Independent evaluation of vendor or consultant recommendations.
  • Support for transparency-driven decisions and market comparisons.
  • Expert witness and litigation-support analytics when needed.

Who I work with

Clients engage Persichetti & Associates when decisions are complex, stakes are high, or they need an independent actuarial perspective that integrates financial, strategic, and economic insights.

  • Provider-sponsored health plans and integrated delivery systems
  • Health services startups and innovative market entrants
  • Benefits advisory firms and consulting organizations
  • Employer plan sponsors
  • Philanthropic and policy organizations
  • Law firms seeking expert actuarial analysis or expert witness support

The common thread: organizations that value clear, senior-level judgment and an independent view.

Contact

If you would like to explore a potential engagement, request an independent perspective, or discuss a challenging analytical or strategic question, you are welcome to reach out. A brief conversation is often the best place to start.

Email: tom.persichetti@persichettillc.com

LinkedIn: Connect on LinkedIn

I typically respond within one to two business days.